If you are a homeowner in Brightwood, Welches, Government Camp or Rhododendron and are having some problems making your mortgage payment you may want to visit this site. It's called MakingHomeAffordable.gov This site will guide you through options if you have a second mortgage or line of credit that is making your current mortgage unaffordable.

This is part of the government's programs to help the housing crisis and make loans more affordable for homeowners by getting them out with short sales (selling for less than is owed on the home) or by loan modifications (lengthening time frame or reduced interest rate).

Use this site as a resource to guide you through the process.