Real Estate Information Archive

Blog

Displaying blog entries 1311-1320 of 1843

Monday Morning Coffee

Monday, October 11, 2010
by Liz Warren
Monday Morning Coffee

INSPIRATION FOR TODAY:

"In the midst of our daily lives, we must find the juice to nourish our creative souls."
- Sark


TRAVELLING AT WARP SPEED?

Familiar with the speed of light? According to science books, light travels at a speed of 186,000 miles per second. That's been common knowledge for years. Now, however, scientists have discovered in experiments that light may travel many times faster. In fact, tests seem to show that light may travel so fast that it arrives BEFORE it even leaves its source.

Business now travels at the speed of the Internet. "Fast Company" magazine reports up-to-the-nanosecond business techniques. You're connected . . . we're connected . . . we're all moving at warp speed!

Whoa! Stop! Put on the brakes. If you're feeling overwhelmed at the breakneck speed of your business . . . and your life . . . take heart. There's a solution, but you must make space for it. Some call it checking out. Others call it meditation. Some describe it as needing "some space" or "quiet time." The name is not important, but the practice is.

Into each day, schedule a time when you can be alone for 15 - 30 minutes. Mornings may be best when the house is quiet. Close your eyes and practice thinking absolutely nothing. If images, worries, or business schedules keep popping into your mind, practice making them go away. Some picture a blank movie or TV screen. If an image pops onto the screen, mentally turn off the TV and watch the screen go blank.

Once you reach this quiet peaceful state, you will notice that your daily family concerns and business challenges begin to resolve themselves. You can attract everything you need into your life by simply spending some time each day with yourself. It may feel awkward at first - thinking about nothing - but you will soon realize the potential of this powerful resource within you.

Go to your Day Planner now. Write in a block of time for each day this week to spend with your alter ego. Now - keep your appointment!

Add Comment

Largest Bank Servicers Q2 2010

Thursday, October 7, 2010
by Liz Warren

Here are the largest bank servicers for Q2 2010 according to National Mortgages News. B of A of course absorbed Countrywide when they imploded. This also lists the number of delinquencies on their loans. These numbers include first and second mortgages.

Add Comment

Foreclosures and Short Sales on Mt. Hood

Thursday, October 7, 2010
by Liz Warren

Here's a video that is produced by two mortgage guys who explain why IndyMac wants to do shortsales and foreclosures and how our tax dollars are paying the bank for the difference. This is in layman's terms.

Add Comment

Morning Coffee

Tuesday, October 5, 2010
by Liz Warren
Monday Morning Coffee

INSPIRATION FOR TODAY:

"There is a law in psychology that if you form a picture in your mind
of what you would like to be, and you keep and hold that picture there
long enough, you will soon become exactly as you have been thinking."
- William James


YOU'RE THE PHOTOGRAPHER!

Most people, when they have their camera in hand, take snapshots of other people or things. The focus is on anything and everything outside themselves. What many don't realize is that they also have a super high-resolution camera in their minds.

The words of William James are not new. They've been said before in many forms, i.e. "As a man thinketh, so is he," or "You are what you think about all day long," or "A man is what his thoughts make of him."

By simply framing a picture in your mind of the person you would like to become, then acting like that person - you ARE that person! I believe it was Zig Ziglar who said it this way: "Fake it 'til you make it!" In other words, just by "acting" like the person you want to be, you actually become that person.

Likewise, we often create our own limitations by creating small pictures of who we are. In the words of Michelangelo (1475-1564), "The greater danger for most of us is not that our aim is too high and we miss it, but that it is too low and we reach it."

Why not take a closer look at the image you've created of yourself? Is it in focus? Does it portray the person you really want to be? Should you "zoom" in for a closer look, or go "wide angle" to broaden your horizons?

Your life is whatever you imagine it to be. Create a masterpiece!

Add Comment

Foreclosures and Fraud Issues

Tuesday, October 5, 2010
by Liz Warren

There's lots of interesting info coming out about lenders with foreclosures in the headlines. Twenty three states have halted foreclosures with GMAC and B of A. Unfortunately, Oregon is a non-judicial state so it does not fall into lucky 23 state catagory. A major title company has stopped issuing title insurance on foreclosures properties with Chase. Details can be found here.

 

 

Add Comment

Mt. Hood Area Foreclosures

Sunday, October 3, 2010
by Liz Warren

Nationally, foreclosure buyers received a 26% discount when purchasing foreclosed properties if they purchased in the second quarter this year. Pre Foreclosure buyers received a 12.97% discount. REO or bank owned foreclosure buyers were able to receive a 34.54% discount for their purchase in the second quarter.

According to RealtyTrac, about 24% of sales in the U.S. were foreclosures! The hardest hit states were California, Nevada and Arizona averaging nearly 50% for all of them combined.

Oregon, in the second quarter had around 25% of sales as foreclosures. Of course these foreclosures impact pricing and are creeping into appraisal comparables if they are near a home that is selling. Bad news for sellers due to the impact they have on their values.

The good news is for buyers, there are many properties to choose from. Here is a list of the foreclosures currently for sale in the Mt. Hood area from Government Camp, Rhododendron, Welches, and Brightwood:

Mt. Hood foreclosures

Add Comment

Monday Morning Coffee

Monday, September 27, 2010
by Liz Warren
Monday Morning Coffee

INSPIRATION FOR TODAY:

"People who say it cannot be done should not interrupt those who are doing it!"
~ Anonymous


WHICH ONE ARE YOU?

Some of the best minds suggest that when you have a dream, you should keep it to yourself. You should set about quietly achieving your dream, but without sharing it with others. Their reasoning is that when you share your lofty goal, you open yourself up to the ridicule and criticism of those who say, "It cannot be done." This is distracting, and can negate your efforts.

Avoid the crowd who says, "It cannot be done." Instead, spend time alone giving your dream a form. Imagine what it will feel like when your dream has been achieved. Picture it happening. Decide what actions you must take to set your dream in motion. Finally, "just do it!"

You'll find that you don't need the adulation of others when your dream becomes reality. Just knowing that you caused it will be enough. True - others will wonder how you accomplish so much in life, while they seem to struggle for the slightest movement forward. So be it.

As the Disney theme song says, "When you wish upon a star, makes no difference who you are. Everything your heart desires will come to you!"

Add Comment

Ten Reasons To Buy A Home Now

Tuesday, September 21, 2010
by Liz Warren

The recent media bash for homeownership by Time Magazine was disappointing to read. The housing bubble and crash was not created by "homeownership" it was created by EASY CREDIT and LENDING PRACTICES.

A recent article in the Wall Street Journal by Brent Arends explains why this is the perfect time to purchase a home. Here is a summary:

 10 reasons to buy a home on Mt. Hood

Add Comment

Morning Coffee

Monday, September 20, 2010
by Liz Warren
Monday Morning Coffee

INSPIRATION FOR TODAY:

"If ever I go looking for my heart's desire, I won't look any further than my own backyard!"
- Dorothy (from the The Wizard of Oz)


HAVE NO REGRETS!

Have you ever made big plans to strike out in a new direction? Maybe you've dreamed of a better education, a new career, or the magic of some far away wonderland where life seems to come alive. You checked out your idea, researched all the possibilities, made plans, told your friends and family, and took the risk.

Soon after beginning your quest, however, maybe you realized it wasn't for you. Guilt or embarrassment may have set in, and you weren't sure what to do. After all, you already told everyone about your grand plans, and now what would they think of you for making a 180¼ turn in midstream?

John Greenleaf Whittier, in his well-known poem "Maud Muller," wrote "For all sad words of tongue or pen, the saddest are these: It might have been!" His message? Take a risk! Strike out on your own if that be your desire. Give it a try! Don't be afraid! In other words, don't let fear rob you of the opportunity to learn what "might have been."

Better to take the chance and have no regrets, than to fear giving it a try. If you later find, to your chagrin, that the new direction is not right for you, try looking, as did Dorothy, in your own backyard. Very often, everything you needed to be totally fulfilled already existed at your beginning point.

Remember - "There's no place like home!"

Add Comment

Mt. Hood Sales for August 2010

Friday, September 17, 2010
by Liz Warren

Recent numbers are out from the Multiple Listing Service for our August Mt. Hood sales. The numbers are squeaking out at a total of five sales for August.

Here is the chart.

Mt. Hood Real estate Sales chart for August 2010

Reflected in this chart is that pending sales compared to a year ago for the month of August are down 50%. Less buyers in the market at this time and more competition for sellers for those buyers. The number of closed sales is inaccurate as the real number is five vs. four.

The summer hang over from the governments home buyer's tax credit will be over soon and a more realistic number will appear in the months ahead. Despite all the media doom and gloom over the numbers, nationally about 10,000 homes close each day in the US.

Add Comment

Displaying blog entries 1311-1320 of 1843

Syndication

Categories

Archives